College Ave Disclosures

For student loan refinance

College Ave Student Loans products are made available through Firstrust Bank, member FDIC, First Citizens Community Bank, member FDIC, or M.Y. Safra Bank, FSB, member FDIC. All loans are subject to individual approval and adherence to underwriting guidelines. Program restrictions, other terms, and conditions apply.

(1) This informational repayment example uses typical loan terms for a refi borrower with a Full Principal & Interest Repayment and a 10-year repayment term, has a $40,000 loan and a 5.5% Annual Percentage Rate (“APR”): 120 monthly payments of $434.11 while in the repayment period, for a total amount of payments of $52,092.61. Loans will never have a full principal and interest monthly payment of less than $50. Your actual rates and repayment terms may vary.

Information advertised valid as of 04/05/2022. Variable interest rates may increase after consummation. Approved interest rate will depend on creditworthiness of the applicant(s), lowest advertised rates only available to the most creditworthy applicants and require selection of full principal and interest payments with the shortest available loan term.

Refi Lenders

Shop with confidence: these lenders show you a real rate with a soft credit pull, and none charge surprise fees

"College Ave offers student loan refinance options that can seriously reduce your monthly payments and even the total cost of your loan."

Loans: Fixed & Variable

Term Options: Any term length from 5 to 15 years

Cash Incentive: No

College Ave Disclosures

"Pay less interest, pick a payment that fits your budget"

Loans: Fixed & Variable

Term Options: 7, 10, 12, 15 year

Cash Incentive: No

Earnest Disclosures

"We work hard to make the student loan refinancing process simple and convenient. To make the process even easier, you'll be paired with a Student Loan Advisor that will guide you through the process."

Loans: Fixed & Variable

Term Options: 5, 7, 10, 15, 20 year

Cash Incentive: $300

ELFI Disclosures

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