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AnxiousEnglishMajor
Class of 2026
First choice school:
3.67/4.3
GPA
English
167/180
LSAT
User stats
Softs
T3
URM
Work
?
Goal
-
Apps submitted
0
Scholarships Received
$0
AnxiousEnglishMajor's wisdom for future generations

School apps

Rank
2022-2023
Result App type FW Resident Schol... Sent Sent raw Received Received raw Complete Complete raw UR UR raw UR2 UR2 raw II II raw Decision Decision raw
29 Boston College WL, Withdrawn Unknown
35 Emory University Accepted RDregular decision Dec 05 2022-12-05 Apr 29 2023-04-29
29 Fordham University WL, Withdrawn Unknown
35 George Washington Un... Rejected RDregular decision
69 Georgia State Univer... Accepted, At... RDregular decision Feb 02 2023-02-02
89 Pennsylvania State -... Accepted, Wi... Unknown
20 UGeorgia Hold, WL RDregular decision
43 UIllinois—Urbana Cha... Accepted, Wi... Unknown $144,744 Apr 20 2023-04-20
51 UMaryland Accepted, Wi... RDregular decision $120,000 Jan 18 2023-01-18
22 UNorth Carolina Pending RDregular decision Feb 21 2023-02-21
16 Vanderbilt University Rejected RDregular decision Apr 03 2023-04-03
45 William & Mary Law S... Accepted, Wi... RDregular decision $131,859 Jan 23 2023-01-23

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normalnebula
20:57
does anyone know if the vandy WLs were from today?
jb2028
21:00
If that is an oversight in the explainer/documentation, and assets are treated the same for PSLF as for the standard LIPP, the asset allowance is: $10K + (years worked before HLS*$10K) + (years worked since HLS*$10K), they multiply the unprotected asset amount by a declining percentage (100% for new grads, 0% 10 years out), and then the result of *that* calculation is divided by your loan balance to determine the percentage by which LIPP support will be reduced. Like I said, very convoluted.
21:02
PSLF may be a good option for you if you have high assets and/or significant non-taxable income (i.e. military or clergy allowances) as these circumstances may cause you to be ineligible for LIPP or reduce the amount of assistance you would receive from LIPP.
21:02
From HLS site
[] ararara
21:04
In short for anyone who’s following along and still confused basically Harvard has super deep pockets!
jb2028
21:04
To make that a bit more scrutable, an example: 3 years WE before HLS, $90K in savings, borrowed sticker ($424K per Law School Transparency). $10K+(3*10K)=$40K in assets are protected, $40K unprotected. ($40K*100%) is divided by $424K, so LIPP benefits would be reduced by 9.4% (you would receive 90.6% of the full benefit) during your first year of repayment
jb2028
21:05
Oops, mixed up my figures above (initially used $80K in savings). For $90K, you have $50K unprotected and benefits are reduced by 11.8%
21:06
HLS better have super deep pockets for how expensive sticker is lol
jb2028
21:06
And yeah, the passage @geauxblue notes *implies* that assets aren't considered in the PSLF plan (at least, not in the exact same way), but I for one am going to ask the HLS financial aid folks to walk me through it in excruciating detail before I sign up for $424K all in over three years
21:07
I’m with you jb
21:08
If you can go BL then exit into a PSLF eligible govt or PI role and get the benefits of LRAP then that’s massive
AnnoyingOpenYogurt
21:08
TY for all the info <3 and yes I will also need them to advise me lol
jb2028
21:09
Oh, and as an added bonus HLS lets you roll in up to $50K for undergrad/joint degrees and up to $15K in bar-related expenses as LIPP-eligible borrowing (for standard as well as PSLF tracks)
AnnoyingOpenYogurt
21:09
It feels weird to spend the ***k I’ve saved and go back to 0. But also scary to take out loans for full coa
AnnoyingOpenYogurt
21:10
manifesting good financial futures for all of us
jb2028
21:12
Beyond the (extremely generous) topline figures, the area where the HLS plan really shines compared to its peers (And so, I assume, do YLS/SLS, have not researched as much since I have not gotten As) is those fringe questions/cases - no maximum income, lots of ancillary loans can be rolled in, edge-case employment (non-legal nonprofit) is eligible, etc. All the stuff that is not as flashy for prospective students, but can help grads a lot if your law school has more money than God
AnnoyingOpenYogurt
21:14
ah I’m reading the website and u can’t use lipp if you’re borrowing instead of paying w savings, except those 10k x year protected assets
im leaning towards HLS over the BLOS
jb2028
21:18
For a sense of where the HLS endowment really makes a difference, compare to NYU - a peer school with a focus on PI. Under NYU's PSLF plan: Benefits start to phase out at the same $ amount as Harvard ($110K), but the phase-out is steeper (40% vs 30% of marginal dollars), they have a strict asset cap ($100K net worth or less), you can't roll as much debt in from undergrad ($30K vs $50K) or bar prep ($10K vs $15K), and non-legal nonprofit employment is not eligible
21:19
Damn so for NYU you CAN’T do BL then qualify for their plan
21:20
Or would the loans be accounted in your net worth so you still could
jb2028
21:25
I believe they'd be factored into your net worth, so you could do biglaw and then do the NYU LRAP if you slow-walk loan repayment and spend all your biglaw $ on hookers, blow, and increasingly Preſtigious (expensive) private schooling and enrichment for the kids
jb2028
21:25
Many such cases
jb2028
21:26
They just don't seem to make it out of biglaw when their lifestyle collides with the practical realities of government salaries
21:35
Jb when are you visiting HLS
jb2028
21:37
3/29 ASD. You?
21:43
April 12
21:43
Lmk how you like it!
jb2028
21:46
Will do!
I’m going April 12 too
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