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LSDefine

Simple English definitions for legal terms

title report

Read a random definition: in sacris

A quick definition of title report:

A title report is a document that tells you important information about a piece of property. It includes things like who owns the property, if there are any problems with the property, and what the property looks like on paper. People usually get a title report when they buy a property to make sure there are no hidden issues. Banks also require a title report before they give someone a loan to buy a property.

A more thorough explanation:

A title report is a document that provides important legal information and history about a property. It is obtained through a title search, which is conducted by a title company, attorney, or other company. The report is typically paid for by the buyer as part of the closing costs when purchasing a property.

The title report contains key details about the property, including:

  • Who legally owns the property
  • Whether there are any liens or encumbrances on the property
  • Any past disputes regarding ownership
  • The legal description of the property

For example, if a buyer is interested in purchasing a piece of land, they would obtain a title report to ensure that there are no hidden issues that could affect their ownership of the property. The report would reveal if there are any liens or encumbrances on the property, such as unpaid taxes or mortgages, that could prevent the buyer from obtaining clear title to the property.

Most lending institutions require a title report before lending for a mortgage. This is because the report helps to ensure that the property is free and clear of any legal issues that could affect the lender's ability to recover their investment in the event of default.

Title IX | Title search

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NosyBeagle
19:28
Do tell
windyMagician
19:40
i had to drop out of a grad program but i explained it in my gpa addendum bc it was the same underlying event causing both
windyMagician
19:40
i was also named in a civil lawsuit that got dismissed but only one school asked about it
windyMagician
19:41
sorry probably not helpful
ParallelAgreeableOrangutan
19:58
idk what the situations are, but you absolutely should write about them if the school asks about them—the only time you should be asking *whether* to write one is when you're not sure whether your situation qualifies as what they're asking about
ParallelAgreeableOrangutan
19:59
better question is usually *how* to write about them
ParallelAgreeableOrangutan
20:00
I had to write about write
ParallelAgreeableOrangutan
20:01
... write-ups at work (petty, and they were removed from my file after a year, but even so the app asked so I wrote)
NosyBeagle
20:05
Ah it cancelled out my msg cus I switched tabs. But I’ll just tell you guys cus I get mixed answers: a) accused of cheating on a calc exam freshman year but was cleared of wrongdoing, b) sent to the hospital senior year because I go too drunk
ParallelAgreeableOrangutan
20:12
Seems like you'd need to write about A because it went through a formal process, but it shouldn't hurt you if you explain it straightforwardly and explain you were cleared (just don't be weirdly salty about it like you're holding a grudge)
ParallelAgreeableOrangutan
20:12
Re B, did this involve school in any way? Is there an app that has a C&F question that you think this applies to?
ParallelAgreeableOrangutan
20:13
Maybe you're not deep enough into the process to know this—each school has its own unique set of C&F questions, so you should disclose exactly what they ask about, no more, no less
NosyBeagle
20:14
OH
NosyBeagle
20:14
Ok why did I think it was just gonna be one type of q for all. My bad folks. Ignore my info dump
ParallelAgreeableOrangutan
20:16
No worries! Frankly I think it's wild that applications have weird hidden quirks that you don't know about until you're actually logged into LSAC working through the app. There's some info you can find about the oddball/unique questions you'll find on specific apps, so you might want to look for that for schools you're going to apply to
ParallelAgreeableOrangutan
20:17
Like on various consultants' blogs, reddit, etc
NosyBeagle
20:17
🫡 thank you good sir or ma’am or bam
ParallelAgreeableOrangutan
20:17
Ooh can I be a bam
NosyBeagle
20:39
You may
NemoPropheta
20:45
ima write my personal statement about being fired and how that made me want to do law but it would be funny if I also had to write an addendum about it
NemoPropheta
20:45
turns out defense companies don’t like it when you question the war machine 🙏
NemoPropheta
20:46
“What are your opinions on Edward Snowden” - my boss
ParallelAgreeableOrangutan
21:02
I wrote optional essays about a situation that affected my undergrad performance. For any school that required an "education gap addendum" I was basically like "pls see my optional essay"
ParallelAgreeableOrangutan
21:02
¯⁠\⁠_⁠(⁠ツ⁠)⁠_⁠/⁠¯
NosyBeagle
21:12
did they accept that?
NosyBeagle
21:12
that reminds me of filling out job apps and they want you to type out your resume in a text box. like huh??? open the pdf, idiots
ParallelAgreeableOrangutan
21:18
I mean I was nicer about it—I'd put a couple of sentences explaining it super lo-res, and then I said something like "I speak to this situation in detail in my optional essay."
ParallelAgreeableOrangutan
21:20
They don't send your application back to you and tell you to redo an addendum if they don't like it, so the only way to know whether they "accepted" it, as it were, is admissions results
Bettercaulsaul
22:28
Helpful video I found https://youtu.be/2ZVrX6DTSKU?si=KsZeWbF4_fJuqKl5
c0bra1
23:17
who up lsdin they law
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