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Simple English definitions for legal terms

title jurisdiction

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A quick definition of title jurisdiction:

Title jurisdiction refers to the concept in property law that when a person takes out a mortgage on a property, legal ownership of the property is transferred to the lender until the mortgage is paid off or foreclosed. This is only practiced in a few American states, known as title states or title-theory jurisdictions. In contrast, most states follow the lien theory, where the borrower retains legal ownership of the property and the lender has a lien on it until the mortgage is satisfied.

A more thorough explanation:

Definition: Title jurisdiction refers to the legal concept in property law that a mortgage transfers the legal title of the property to the mortgagee. The mortgagee retains the title until the mortgage has been satisfied or foreclosed. This concept is also known as title theory and is only adopted by a few American states.

Example: In a title jurisdiction state, if a person takes out a mortgage to buy a house, the legal title of the property is transferred to the mortgage lender until the mortgage is paid off. This means that the lender has the right to foreclose on the property if the borrower fails to make payments.

Explanation: This example illustrates how title jurisdiction works in practice. The mortgage lender holds the legal title of the property until the mortgage is satisfied, which gives them the right to foreclose on the property if the borrower defaults on the loan. This concept is different from lien theory, where the borrower retains legal title of the property and the lender only has a lien on the property as security for the loan.

title-guaranty company | title member

General

General chat about the legal profession.

General >T14 Off Topic

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NosyBeagle

19:28

Do tell

windyMagician

19:40

i had to drop out of a grad program but i explained it in my gpa addendum bc it was the same underlying event causing both

windyMagician

19:40

i was also named in a civil lawsuit that got dismissed but only one school asked about it

windyMagician

19:41

sorry probably not helpful

ParallelAgreeableOrangutan

19:58

idk what the situations are, but you absolutely should write about them if the school asks about them—the only time you should be asking *whether* to write one is when you're not sure whether your situation qualifies as what they're asking about

ParallelAgreeableOrangutan

19:59

better question is usually *how* to write about them

ParallelAgreeableOrangutan

20:00

I had to write about write

ParallelAgreeableOrangutan

20:01

... write-ups at work (petty, and they were removed from my file after a year, but even so the app asked so I wrote)

NosyBeagle

20:05

Ah it cancelled out my msg cus I switched tabs. But I’ll just tell you guys cus I get mixed answers: a) accused of cheating on a calc exam freshman year but was cleared of wrongdoing, b) sent to the hospital senior year because I go too drunk

ParallelAgreeableOrangutan

20:12

Seems like you'd need to write about A because it went through a formal process, but it shouldn't hurt you if you explain it straightforwardly and explain you were cleared (just don't be weirdly salty about it like you're holding a grudge)

ParallelAgreeableOrangutan

20:12

Re B, did this involve school in any way? Is there an app that has a C&F question that you think this applies to?

ParallelAgreeableOrangutan

20:13

Maybe you're not deep enough into the process to know this—each school has its own unique set of C&F questions, so you should disclose exactly what they ask about, no more, no less

NosyBeagle

20:14

OH

NosyBeagle

20:14

Ok why did I think it was just gonna be one type of q for all. My bad folks. Ignore my info dump

ParallelAgreeableOrangutan

20:16

No worries! Frankly I think it's wild that applications have weird hidden quirks that you don't know about until you're actually logged into LSAC working through the app. There's some info you can find about the oddball/unique questions you'll find on specific apps, so you might want to look for that for schools you're going to apply to

ParallelAgreeableOrangutan

20:17

Like on various consultants' blogs, reddit, etc

NosyBeagle

20:17

🫡 thank you good sir or ma’am or bam

ParallelAgreeableOrangutan

20:17

Ooh can I be a bam

NosyBeagle

20:39

You may

NemoPropheta

20:45

ima write my personal statement about being fired and how that made me want to do law but it would be funny if I also had to write an addendum about it

NemoPropheta

20:45

turns out defense companies don’t like it when you question the war machine 🙏

NemoPropheta

20:46

“What are your opinions on Edward Snowden” - my boss

ParallelAgreeableOrangutan

21:02

I wrote optional essays about a situation that affected my undergrad performance. For any school that required an "education gap addendum" I was basically like "pls see my optional essay"

ParallelAgreeableOrangutan

21:02

¯⁠\⁠_⁠(⁠ツ⁠)⁠_⁠/⁠¯

NosyBeagle

21:12

did they accept that?

NosyBeagle

21:12

that reminds me of filling out job apps and they want you to type out your resume in a text box. like huh??? open the pdf, idiots

ParallelAgreeableOrangutan

21:18

I mean I was nicer about it—I'd put a couple of sentences explaining it super lo-res, and then I said something like "I speak to this situation in detail in my optional essay."

ParallelAgreeableOrangutan

21:20

They don't send your application back to you and tell you to redo an addendum if they don't like it, so the only way to know whether they "accepted" it, as it were, is admissions results

Bettercaulsaul

22:28

Helpful video I found https://youtu.be/2ZVrX6DTSKU?si=KsZeWbF4_fJuqKl5

c0bra1

23:17

who up lsdin they law

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