A more thorough explanation:

Subrogor

A subrogor is a person whose rights are transferred to another party, known as the subrogee, through a process called subrogation. This transfer usually occurs when the subrogor receives payment for a claim and then transfers the legal right to collect that claim to the subrogee in exchange for payment of the debt or expense associated with the claim by the transferor. An example of a subrogor is an insured person whose right to claim against a tortfeasor is acquired by an insurance company after the insured person has received payment of an insurance claim from the insurance company.

One example of a subrogor is a person who is injured in a car accident and receives payment from their insurance company for the damages. The insurance company then becomes the subrogee and acquires the right to collect the claim against the at-fault driver.

Another example is a healthcare provider who treats a patient and bills their insurance company for the services rendered. If the insurance company pays the bill, they become the subrogee and can collect the amount owed from the patient or any other responsible party.

These examples illustrate how a subrogor can transfer their legal right to collect a claim to another party in exchange for payment of the debt or expense associated with the claim.