Simple English definitions for legal terms

debt relief agency

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A quick definition of debt relief agency:

A debt relief agency is a person or company that helps someone who is struggling with debt. They give advice and information about bankruptcy and other ways to manage debt. They may charge a fee for their services. However, they must follow certain rules, such as not giving bad advice or lying to their clients.

A more thorough explanation:

A debt relief agency is a person, company, or institution that provides services to someone who is considering or filing for bankruptcy. These services can include advice, information, and counseling, and the agency may charge a fee for their services.

For example, a debt relief agency may offer to help someone create a plan to pay off their debts or negotiate with creditors on their behalf. They may also provide information about bankruptcy and help someone file for bankruptcy if necessary.

It's important to note that lawyers can also be considered debt relief agencies if they offer services related to bankruptcy. However, debt relief agencies are subject to certain restrictions under the U.S. Bankruptcy Code. For instance, they cannot advise someone to take on more debt, misrepresent the benefits and risks of a person's situation, or make untrue or misleading statements in documents related to the case.

Overall, a debt relief agency is a resource for people who are struggling with debt and need help navigating the complex process of bankruptcy.

debt collector | debt-management plan (DMP)


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and UPenn for that matter! Would be greatly appreciated
yay pookie! congrats!
omg this guy on the deposition is screamingggg
And congrats!!!!!!<3
like it's crazy
i've heard great things about UVA! I visited upenn and hated it so much / felt so uncomfy there and the starbucks by campus got robbed while i was there waiting for my tour to start lol
@OptimisticOutlier That sounds terrible, I'm sorry you had to experience that lol. Can I ask what made you feel uncomfortable? Like the sketchy vibes of the city or like the camp\us itself etc.?
penn is in a nice area
right next to drexel
it was campus itself, honestly i can't explain what it actually is. I felt the same way when I was touring schools for undergrad, pretty much pulled up to upenn and told my mom i knew i didn't like it and didn't need to take the tour lol
would argue with the nice area piece lol i think all of philly is kinda scary, someone pulled a gun on my team while we were down for a football game at upenn and walking around at night
but that said, i'm pretty happy i moved to pa after school and i know lots of people love upenn!
dear god is that sketchy
definetly safer than how its being described
people are absolutely crwzy
yeah yeah will 10000% agree i've had like bad outlier experiences lol
u are the optimistic outlier after all
how do i tell my boss im quitting and need to take off on monday (visiting ND on monday to meet with dean and check the vibes, was gonna put in my 2 weeks regardless
i luv being an art hoe snob
believe it or not i didn’t miss any calls
Lol all of philly is a dumpster fire
Yet i am moving there for law school in 14 days lol
@OptimisticOutlier: congratulations!!!
I live in that area. It isn't bad at all
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