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LSDefine

Simple English definitions for legal terms

consumer report

Read a random definition: court of ancient demesne

A quick definition of consumer report:

A consumer report is a document that contains information about a person's background. This information is collected by companies called consumer reporting agencies and can include things like how they handle money, their work history, and even what they do online. Employers and creditors use this report to decide whether to hire or loan money to someone. The person being checked has to give permission for this report to be made, and there are rules about what information can be included. Some states have extra rules about what employers can look at, like how someone has used credit in the past.

A more thorough explanation:

A consumer report is a type of background check that is conducted by consumer reporting agencies. This report is used by employers and creditors to determine whether to hire or loan money to an individual. The report can contain a variety of information, such as:

  • Credit history
  • Past bankruptcy
  • Judicial records
  • Employment records
  • Online activity

For example, if you apply for a job, the employer may request a consumer report to see if you have a history of being responsible with money or if you have a criminal record. Similarly, if you apply for a loan, the creditor may request a consumer report to see if you have a history of paying your bills on time.

It's important to note that consumer reports can only be accessed with your approval and are highly regulated by the Fair Credit Reporting Act (FCRA). Some states may also have additional restrictions on what information can be collected by employers, such as credit history.

consumer protection laws | consumer reporting agencies (CRA)

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I have a confession.
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I am not a llama, and I am an adcommie @ The University of American Samoa Law (go LandCrabies)
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I need a law school ranking based on which have reverse weave champion hoodies with the law school logo
I'm really sad it came to this.. but what are some law schools that will accept people with misconduct and irregularity of faking a transcript from lsac
I guess or from doing crimes too for that matter
yo how to delete messages
MrThickRopes
15:24
We walk in da graduation to day
MrThickRopes
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That’s a lie we walk in it yesterday
MrThickRopes
15:26
Or maybe we walk in da graduation tomorrow
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Put dat beat on
MrThickRopes
20:27
I said PUT DA BEAT ON
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mustard on da beat ho
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im a slut for horse butt, #8 makes me feel great, horween makes my whore scream
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Wake up in the morning gotta take a shit hop up in my lambo gotta take a shit headin to da club and i gotta take a shit poppin da champagne but i ruined it with shit
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Woke up in the morning gotta thank god i dunno but today seems kinda odd no barking from the dog no smog mama cooked a breakfast with no hog i got my grub on but didn’t pig out finally got a call from a girl i wanna dig out
MrThickRopes
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Wake up in the morning and i take a shit take off my pants cause they caked in shit go to da club and I’m finna get lit light up the blunt but it’s soaked in shit thrown on da curb because i took a shiiit
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I fear you guys are not nearly locked-in enough
Why $0 at Harvard just to do litigation? Are you actually going to do your original plan post grad? @UncleIroh
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