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Simple English definitions for legal terms

actual-injury trigger

Read a random definition: own-work exclusion

A quick definition of actual-injury trigger:

An actual-injury trigger is a term used in insurance to describe the moment when an insured person experiences damage or injury, such as during a car accident. This event is what activates coverage under an insurance policy. It is also known as an injury-in-fact trigger and is different from other trigger theories such as exposure theory and manifestation theory.

A more thorough explanation:

Definition: Actual-injury trigger is a term used in insurance to refer to the point at which an insured person suffers damage or injury, such as during an automobile accident. This event invokes coverage under an insurance policy.

Example: Let's say you have car insurance, and you get into an accident. The actual-injury trigger would be the moment of impact when you suffer damage or injury. This event would then invoke coverage under your insurance policy.

The actual-injury trigger is one of several theories used to determine when an insurance policy is triggered. Other theories include the exposure theory, manifestation theory, and triple trigger. However, the actual-injury trigger is the most commonly used theory in insurance claims.

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darthaifos33
14:36
like**
darthaifos33
14:36
and UPenn for that matter! Would be greatly appreciated
yay pookie! congrats!
14:39
omg this guy on the deposition is screamingggg
darthaifos33
14:39
And congrats!!!!!!<3
14:49
like it's crazy
i've heard great things about UVA! I visited upenn and hated it so much / felt so uncomfy there and the starbucks by campus got robbed while i was there waiting for my tour to start lol
darthaifos33
14:59
@OptimisticOutlier That sounds terrible, I'm sorry you had to experience that lol. Can I ask what made you feel uncomfortable? Like the sketchy vibes of the city or like the camp\us itself etc.?
darthaifos33
14:59
campus
penn is in a nice area
right next to drexel
it was campus itself, honestly i can't explain what it actually is. I felt the same way when I was touring schools for undergrad, pretty much pulled up to upenn and told my mom i knew i didn't like it and didn't need to take the tour lol
would argue with the nice area piece lol i think all of philly is kinda scary, someone pulled a gun on my team while we were down for a football game at upenn and walking around at night
but that said, i'm pretty happy i moved to pa after school and i know lots of people love upenn!
dear god is that sketchy
definetly safer than how its being described
people are absolutely crwzy
yeah yeah will 10000% agree i've had like bad outlier experiences lol
u are the optimistic outlier after all
true!
how do i tell my boss im quitting and need to take off on monday (visiting ND on monday to meet with dean and check the vibes, was gonna put in my 2 weeks regardless
16:00
NEED
16:00
i luv being an art hoe snob
amlaw
16:38
believe it or not i didn’t miss any calls
OvertReconditeSpider
18:03
Lol all of philly is a dumpster fire
OvertReconditeSpider
18:03
Yet i am moving there for law school in 14 days lol
manifestmoreadmissions
18:56
@OptimisticOutlier: congratulations!!!
21:14
I live in that area. It isn't bad at all
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