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Simple English definitions for legal terms

actual-injury trigger

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A quick definition of actual-injury trigger:

An actual-injury trigger is a term used in insurance to describe the moment when an insured person experiences damage or injury, such as during a car accident. This event is what activates coverage under an insurance policy. It is also known as an injury-in-fact trigger and is different from other trigger theories such as exposure theory and manifestation theory.

A more thorough explanation:

Definition: Actual-injury trigger is a term used in insurance to refer to the point at which an insured person suffers damage or injury, such as during an automobile accident. This event invokes coverage under an insurance policy.

Example: Let's say you have car insurance, and you get into an accident. The actual-injury trigger would be the moment of impact when you suffer damage or injury. This event would then invoke coverage under your insurance policy.

The actual-injury trigger is one of several theories used to determine when an insurance policy is triggered. Other theories include the exposure theory, manifestation theory, and triple trigger. However, the actual-injury trigger is the most commonly used theory in insurance claims.

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KeenHeartbreakingRattlesnake
10:12
what's a good way to answer a "what's something you want the adcoms to know about you" question in an interview
KeenHeartbreakingRattlesnake
10:12
like I already put it all on my application bro
[] baddestbunny
10:17
just do like a fun fact
Dkk
10:20
I tell them that I can put drink them. @Keen
Dkk
10:21
@erase honestly that .5 does matter. Back in the day having just above a 3.5 was considered competitive to most people but nowadays the GPA ranges on t14 s are tight af.
Dkk
10:22
3.7-3.9 is where people want to ideally be these days. You could keep it on the lower end but having your GPA In the 3.8's would be really nice.
10:48
@Dkk: indeed, I think this thanksgivin, for some ppl, may be one to skip
10:50
Migos do be having a stellar beat imo: https://www.youtube.com/watch?v=9v_rtaye2yY
do we think ucla wave will be tmrw since they did it last monday? but who knows at this point
[] baddestbunny
11:05
@erase: look at your goal schools and see what gpa will put you at their median. If you’re below median at both, there’s not much difference between a 3.8 and a 3.85. If the school’s median is 3.85 then there is a difference between a 3.8 and a 3.85
[] baddestbunny
11:07
I think my manager started smoking again bc of this campaign lol. I don’t blame him
12:29
@baddestbunny: the end is nigh, a few more days, take care
12:31
edit: not the end of the world, the end of election szn. it will all be ok.
12:43
So ominous at first
12:43
Four horsemen and a llama
12:49
@renard99: indeed!
13:21
@renard99: ever been to malta?
13:56
Not yet, I would love to. Seems like its own corner of the world kinda
13:56
I’ve been to something like 40 countries. My brother is even crazier though, he’s on Country No. 80 and counting
14:22
Not on streaming bc it samples like five songs and he couldn’t clear any
Dkk
15:04
Indeed. Lol. I think I may just stay home for this thanksgiving. @llama
15:51
@renard99: wow that is impressive!
15:52
@Dkk: the intensity is definitely increased.
Dkk
16:04
We need this intensity so that the funniest memes can be born under pressure.
Dkk
16:04
Can't wait for election night memes, good or bad.
16:09
'a meme is art. art is made in the crucible that is the artist, to express the psyche and human condition at that moment.' let the great meme war commence!
Dkk
16:13
Hoorah, Semper Fi.
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